Managing a Microfinance Institution

In brief

Language : English and French

Dates :

21-25 / 09 / 2009 (in English)

7-11 / 12 / 2009 (in French)

18-22 / 01 / 2010 (in English)

21-25 / 06 / 2010 (in French)

Duration : 5 days

Price : 3 000€ per participant (net de toutes taxes - TVA non applicable)

 

 

For whom?

Managers in banks or enterprise wishing to join or manage a Microfinance Institution

 

 

Objectives

To introduce the basics of Microfinance to understand and master the environment in which Microfinance Institutions operate in different parts of the world.

 

 

Content

 

1.    Introduction and Development of Microfinance (1/2 day)

 

Introduction to the origin of Microfinance

Asymmetric information and basic risk reduction strategies used in group lending

Different forms of microlending

 

Pedagogical method: Lectures and discussions

 

2.    Outreach and Impact of Microfinance Institutions (1/2 day)

 

Scale and Outreach of Microfinance institutions

Impact of Microfinance institutions: how to measure and associated difficulties

Introduction to online data bases in Microfinance

 

Pedagogical method: Lectures and discussions

 

3.    Financial Sustainability and Governance by social responsibility (1/2 day)

 

Distinction between operational, sustainability, financial sustainability, financial autonomy

Calculation of each of these

Ethical debates in Microfinance: Sustainability and Outreach versus Impact

 

Pedagogical method: Problem solving (technical), mini case-study (broad governance questions)

 

 

4.    Financial Analysis (1/2 day)

 

Introduction to jargon specific to microfinace and banking institutions

Familiarity through calculation of ratios such as Portfolio at risk, Loan Loss Reserve, etc.

Understanding how to use these ratios

 

Pedagogical method: Problem solving, technical session

 

 

 

5.    Regulatory Environment and Legal governance (1/2 day)

 

Institutional Analysis (North Africa / West Africa)

Specific legislations (Usury interest rate legislation, Transparency and truth in lending)

Online data source on economic and legislative environment

Legal Forms of Microfinance institutions

 

Pedagogical method: Research paper presentations, mini case-studies

 

 

6.    Microfinance as a Portfolio Strategy (1/2 day)

 

Microfinance and its viability as an investment. Commodity indexes, investment performance and asset allocation.

Banking management and the financial crisis.

 

Pedagogical method: Lecture and discussions

 

 

7.    MFI Segmenting, Positioning and Marketing(1/2 day)

 

Competition Analysis in specific countries

Formulating an entry strategy for a new MFI in a country

Declining a Marketing Strategy based on the overall strategy

Use of online data

 

Pedagogical method: Student participation and presentations

 

 

8.    Other Microfinancial products (1/2 day)

 

Microsavings, Microinsurance, Micro-remittances

Use of Microfinance networks to market

 

Pedagogical method: Lectures and discussions

 

 

9.    Technology and Microfinance (1/2 day)

Shared infrastructure

Online lending

Mobile Banking

 

 

10.   Microfinance in France and Europe (1/2 day)

French Microfinance institutions

Problems specific to European microfinance

The role of lobbying in apex networks

 

 

Faculty

 

Dr. Arvind Ashta

Professor of Finance, law and control at Burgundy School of Business

Doctorate in law, Chair in Microfinance

 

 

 

 

 

 

Dr. Djamchid Assadi

Professor of Marketing at Burgundy School of Business

Doctorate in Management, Specialist in E-marketing

 

 

 

 

 

 

Dr. Laurence Attuel-Mendes

Professor of Law at Burgundy School of Business

Doctorate in Law, Specialist of Business Contracts and Financial law

 

 

 

 

 

Prof. David Costa

Dean and Associate Professor, Robert Kennedy College, Switzerland

Specialist in Microfinance as a portfolio strategy

 

Mr. Sébastien Duquet

Directeur Général, PlaNet Finance

Specialist in technical services to Microfinance Institutions

 

Mr. Sylvain Dumas

Manager – Horizons Partagés,

Active MFI experience in different countries (India, Mexico, Togo)

 

Prof. Benoît Granger

Pedagogical Manager at Advancia, Paris,

Specialist in SME Financing in France and Europe

 

Contact et demande d'informations

Claudine Hennard
Coordinatrice Executive Education
Tél : +33 (0)380 725 981
Fax : +33 (0)380 725 999

For English Speaking Participants:

Arvind Ashta
Professor of Finance
Tél : +33 (0)380 725 966
Fax : +33 (0)380 725 999